Its what happens when you elect a president without any realworld business experience. Many individuals are still confused about what the law does and how it will affect them. Few people have read this massive law in its entirety, which is why. A guide to the affordable care act for local government employers ebook diane m. Books the affordable care act aca or obamacare research. The congressional budget office cbo has determined that the patient protection and.
This guide provides access to information related to the affordable care act. Affordable care act tax provisions internal revenue service. Publication 5164, test package for electronic filers of affordable care act aca information returns air tax year 2016 contains general and program specific testing information for use with aca assurance testing system aats. Secrets of wealth creation in the age of welfare politics.
The affordable care act obamacare increases the quality, accessibility, and. It made insurance available to between 32 million and 50 million more americans or 95% of the legal population. Affordable care act applicability to hras, health fsas, and certain other employer healthcare arrangements technical release 203 guidance on the application of certain provisions of the affordable care act to health reimbursement arrangements, employer payment plans, and health flexible spending arrangements. The law along with the health care and education reconciliation act of 2010 is the principal health care reform. The affordable care act aca also known as the patient protection and affordable care act or. It is also called the affordable care act, ppaca, or aca. Thanks to the affordable care act aca, more than 20 million people have gained health coverage. There remains a fair amount of confusion about what is and isnt in the affordable care act. On march 23, 2010, president obama signed the affordable care act. The book illustrates lessons learned and reveals how the law became a.
The patient protection and affordable care act will ensure that all americans have access to quality, affordable health care and will create the transformation within the health care system necessary to contain costs. Page 2 summary of the affordable care act, updated august 2010 community catalyst is a national nonprofit advocacy organization building consumer and community leadership to transform the american health care system. About half of the increase reflects gains in private coverage, due to aca policies such as subsidies for individual market coverage, reforms to the individual insurance market, letting young adults stay on their parents plans, and the individual mandate requiring most people to have coverage or pay a penalty. A guide to the affordable care act for local government. There isnt a majority that opposes the affordable care act because its too liberal, in fact, a. You can read the affordable care act by visiting the links below. President trump falsely suggested that factcheckers didnt hold thenpresident barack obama accountable for his false promise that if you like your health care plan or your doctor, you can keep. While always politically neutral, getabstract recommends this. He is a coeditor of the journal of public economics, an associate editor of the journal of health economics, and the author of public finance and public policy and the author of health care reform, a graphic novel delineating the affordable care act. The patient protection and affordable care act detailed.
It is not official and is provided for your convenience. Links to more information about the affordable care act, 50 state health insurance exchanges, and the healthcare glossary. Key features of the affordable care act by year the impacts of the. Last week, the obama administration made a sensible, pragmatic decision to postpone until 2015 the implementation of the employer mandate under the affordable care act aca. Prohibit preexisting conditions exclusions which historically have included. Polling, for instance, shows that the affordable care act remains unpopular even as. Thats why the affordable care act requires everyone who can afford it to carry some form of health insurance. Actuarial value, as defined under the affordable care act aca, is the percentage of total spending on essential health benefits ehbs that is paid by the health plan. The department of health and human services is working every day to put patients and their doctors at the center of american health care.
It is giving millions of middle class americans the health care security they deserve, it is slowing the growth of health care costs and it has brought transparency and. Actuarial value provides a means for differentiating plan offerings by determining a costvalue ratio between what the plan covers and the share of its costs borne by the employer. This book was very helpful during the time it took for the affordable care act bill to. In this groundbreaking book, healthcare attorney daniel e. Summary of the affordable care act community catalyst. Were going through every page of regulations and guidance related to the affordable care act to determine whether or not they work for patients.
The law provides consumers with subsidies premium tax credits that lower costs for households with incomes between 100%. Patient protection and affordable care act wikipedia. Health coverage legislation enacted in 2010 includes a small business health care tax credit to help them and small taxexempt organizations afford the cost of. Call 8008hope 4673 to speak with a cancercare oncology social worker who can assist. A quick breakdown of everything in the affordable care act. It is complex, but the health care system is complex. The affordable care acts impact on coverage, access to care, and systematic. The affordable care acts enduring resilience in this article in the journal of health politics, policy and law, larry levitt examines the affordable care act 10 years after its enactment. The affordable care act obamacare is a 2010 federal law that expanded health insurance coverage. The law also contains benefits and responsibilities for other organizations and employers. As trump alters affordable care act, programs to aid, enroll users are cut washington is slashing funding to navigator programs that enroll people in. The inside story of america s new health care lawthe affordable care act and what it means for us all publicaffairs reports. It is indispensable reading for those seeking a better understanding of the law and those who are committed to fostering bipartisan dialogue to improve health care costs, quality, and access.
In 2010, the passage of the patient protection and affordable care act aca dramatically altered the u. The patient protection and affordable care act kindle edition by obama, barack, 111th congress of the united states. The 2010 affordable care act aca includes a number of provisions that will expand access to subsidized health insurance coverage to the nonelderly population, including immigrants. To correct the problem, along with many other concerns, president obama signed the patient protection and affordable care act of 2010. The affordable care act aca made several changes to the tax code intended to increase health insurance coverage, reduce health care costs, and finance. Applicability to hras, health fsas, and certain other. Discover librarianselected research resources on affordable care act obamacare from the questia online library, including fulltext online books, academic. The first link listed above contains the full panelbody of the affordable care act and the health care and education reconciliation act of 2010 in one document. Lets have a look at what the aca means for individuals, families, and businesses. Whats next for the affordable care act now that repeal. Summary of the affordable care act 3 womens health categories of essential health benefits including maternity care and preventive require all plans offered in the individual and small group markets to cover ten care, such as contraception and cancer screenings. A year after it was fully in place, the affordable care act has largely succeeded in delivering on president obamas main promises, even as it. The patient protection and affordable care act, also the affordable care act or colloquially known as obamacare, is a united states federal statute enacted by the 111th united states congress and signed into law by president barack obama on march 23, 2010.
The second and third links contain the official certified full panelbody of the law. Find out everything to know about the aca right here. The law was put into place to correct the health care system that the united states previously had. As trump alters affordable care act, programs to aid. Dawes explores the secret backstory of the affordable care act, shedding light on the creation and. Learn about how the affordable care act can help people with cancer and their families.
Home browse controversial topics affordable care act obamacare. Affordable care act aca the comprehensive health care reform law enacted in march 2010 sometimes known as aca, ppaca, or obamacare. The law puts in place comprehensive health insurance reforms that will roll out over 4. Once there was the healthcare security act of 1993, otherwise known as hillarycare. Affordable care act summary of provisions affecting employersponsored insurance much of the public discussion about the affordable care act aca has focused on the expansion of coverage to the uninsured through subsidies to individuals and the expansion of medicaid. This analysis, prepared for the institute of medicine iom committee on public health strategies to improve health, examines provisions in the affordable care act aca that present opportunities for public health agencies to support their activities to improve population health. The affordable care act contains comprehensive health insurance reforms and includes tax provisions that affect individuals, families, businesses, insurers, taxexempt organizations and government entities. The affordable care act has reshaped the nations healthcare landscape in a way the country has not seen since the passage of great society programs in the 1960s. Browse the amazon editors picks for the best books of 2019, featuring our. Use features like bookmarks, note taking and highlighting while reading the patient protection and affordable care act. These tax provisions contain important changes, including how individuals and families file their taxes. Affordable care act aca the affordable care act aca requires companies with more than 50 fulltime equivalent employees often referred to as applicable large employers or ales to either provide health insurance to their employees or pay a penalty for not offering affordable coverage.
The patient protection and affordable care act obamacare is a united states federal statute signed into law by president barack obama on march 23, 2010. The patient protection and affordable care act of 2010 is a law that significantly changed health care in the united states. An overview of the affordable care act for individuals. Provisions of the affordable care act obamacare with 906 pages of terms and conditions in the official published version of the law and thousands of pages worth of additional regulations the affordable care act is sure to confuse even the most skilled reader. The affordable care act aca was enacted in 2010 to reduce the cost of health care, make health care affordable and accessible to all americans, and improve the quality of health care. It is a health care reform that requires every individual to carry some form of insurance by 2014. Discover librarianselected research resources on affordable care act obamacare from the questia online library, including fulltext online books, academic journals, magazines, newspapers and more. He has published more than 140 research articles, has edited six research volumes. The health care law, sometimes known as obamacare, was signed march 23, 2010. List of books and articles about affordable care act obamacare. The inside story of americas new health care law and. Since the supreme court ruling on the affordable care act in june, many people have taken a. And i do think it actually has improved the system.
Summary of the affordable care act kaiser family foundation. Online shopping from a great selection at books store. The affordable care act aca has the potential to help millions of americans secure health insurance. With last months attempt by republicanstheir 40thto repeal the affordable care act aka obamacare having come to naught, the heath care industry in the united states is bracing for. Publication 5164 early look test package for electronic.
No matter what people call it, the content of the law is the same. The affordable care act also commonly known as the aca or obamacare is a topic that most business owners are familiar with the aca first went into effect in 2014 and, as outlined, has progressively applied to more business types and employees. Calvin is a human resources specialist in charge of benefit administration. Part of his job is to ensure that his company will be in full compliance. Today, with health care costs spiraling ever higher, the u. Aats refers to both the process and the system used to test software. Under the affordable care act, the federal government, state governments, insurers, employers, and individuals share responsibility for improving the quality and availability of health insurance coverage in the united states. Read the affordable care act, health care law healthcare. Make affordable health insurance available to more people. The patient protection and affordable care act kindle. Access to highquality, subsidized health insurance coverage will no longer be exclusively tied to employment, which could lead people to pursue their own businesses as selfemployed entrepreneurs. Download the entire affordable care act bill ppaca download obamacare bill.
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